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Federal Reserve nhasi yaburitsa data rekugovera hupfumi kwekota yekutanga ye2021. Izvi zvinoratidza kushanda kwegwaro rezvemari reFed mukuwedzera mukaha mukuru pakati pevapfumi nevarombo wanga usingafungidzike muUnited States.Iyo Fed's data inovhara 1%, inotevera 9%, inotevera 40%, uye pasi 50% yehupfumi hwemhuri.Vashoma makumi mashanu muzana-hafu yehuwandu hweUS-varombo, uye havana kana kunyoreswa pane yangu "hupfumi-paimba-yekutarisisa" nekuti havana mari yakakwana.
1% ye126 miriyoni mhuri dzeUS (kureva, 1.26 miriyoni mhuri) ndivo vanonyanya kubatsirwa nekuita kweFed.Pakupera kwekota yekutanga, hupfumi hwavo hwese hwaive US$41.5 trillion, neavhareji yeUS$32.9 miriyoni pamhuri.Mumwedzi gumi nemiviri yapfuura, hupfumi hwemumwe nemumwe wemhuri yavo hwakawedzera nemadhora 7,9 miriyoni.
“Chikamu chepfumbamwe chinotevera” chedzimba dzakapfuma zvikuru dzine hupfumi hweavhareji hweUS$4.3 miriyoni dzakawedzera neUS$708,000 pamusha wega wega mumwedzi gumi nemiviri."40% inotevera" ine hupfumi hweavhareji hweUS$725,000 pamhuri uye hupfumi hweUS$98,000.
Pamusoro pechinyorwa pane mhuri makumi matatu dzakapfuma dzeAmerica.Kubva kuBezos kuenda kuIcahn, Musk ari panzvimbo yechipiri.Maererano neBloomberg Billionaires Index, hupfumi hwemhuri makumi matatu idzi iUS$2.0 trillion, uye hupfumi hwepakati hwemhuri imwe neimwe iUS$67 bhiriyoni.Ndivo vakanyatsokunda veFed's monetary policy.
Pasi 50% havana masheya.Vashoma muzana chete ndivo vane zvivakwa, uye vane mari shoma mudzimba.Asi vane zvikwereti zvakawanda.Haisi iyo yepasi chete 50% isingapfuuri nehupfumi hweFed - ivo vanofanirwa kuibhadhara nemutengo wakakwira.
Hupfumi hwepakati pemhuri yavo yega yega iUS$42 000, iyo inosanganisira zvinhu zvinogara kwenguva refu zvakaita semotokari, maTV, michina yekuwachisa nenharembozha.Mumwedzi gumi nemiviri yapfuura, hupfumi hwavo hwakangowedzera nemadhora zviuru gumi, mazhinji acho asiri eFederal Reserve, asi kubva kumari yehurumende yekukurudzira.Vanochengetedza, vanobhadhara makadhi echikwereti kana kuashandisa pazvinhu zvinogara kwenguva refu.
Pazasi 50%, pane zvakare musiyano mukuru.Mhuri dzepamusoro-soro dzinogona kunge dziine imba yakajairika, uye havakwanise kubhadhara hombe yemba, diki 401k, pamwe nemota yakanaka uye zvimwe zvinhu zvinogara, kubvisa zvikwereti zvemotokari, zvikwereti zvevadzidzi, uye chikwereti chekadhi rechikwereti.Ndivo vane rombo rakanaka vari pazasi 50%.Asi chikamu ichi chinosanganisirawo varombo vevarombo.
Chati iri pazasi inoratidza hupfumi hwepasi 50% (mutsara mutsvuku) pasi peiyo "inotevera 40%" (yegirinhi mutsara)."Pfuma" yepasi 50% yakangowedzera ne $ 14,000 mumakore makumi maviri, pasinei nekukwira kwemitengo, iyo $ 10,600 yakaitika mumwedzi ye12 yapfuura, nekuda kwekubhadhara kwekukurudzira.
Chikamu chepasi che50% che "hupfumi" chine $122,500 mumidziyo inobvisa $81,000 muchikwereti.Chikwereti chechikwereti chaimbove chikamu chikuru chechikwereti, asi chikwereti chemutengi - kadhi rechikwereti, zvikwereti zvemotokari, uye zvikwereti zvevadzidzi - zvakapfuura chikwereti chemondi muna 2018:
Iyo real estate iri pazasi 50% ndiyo yakakura asset, pa $61,500 pamhuri imwe neimwe (mutsetse mutema mumufananidzo uri pazasi), chikwereti chemba i $39,000, uye imba inokwana $22,500.Izvi zvinoreva kuti mhuri shoma dziri pasi 50% dzine zvivakwa.Paavhareji, mari yezvivakwa yemhuri idzi imadhora zviuru zvitatu.
Kana hupfumi hweFed hunoita hupfumi hunowedzera misika yekutengesa, vanhu vazhinji vari pasi pe50% havazobatsiri zvachose nokuti havana dzimba.Asi vari kubhadhara hupfumi nekuti mari dzavo, kusanganisira rendi, dziri kukwira.
Zvinhu zvinogara kwenguva refu ndicho chikamu chechipiri pakukura pakati pechikamu che50% cheboka revanhu vane mari yepasi, paUS$24 000 pamusha wega wega, zvakaita semotokari, midziyo yemagetsi nenharembozha (green line).Mumwedzi gumi nemiviri yapfuura, vanhu vakashandisa mari yehurumende kutenga motokari, izvo zvawedzera nezviuru zviviri nemazana mashanu emadhora nezvimwe.
Masheya uye mutual fund ndiyo idiki chikamu chemidziyo, ine chete $1,356 pamhuri (mutsara mutsvuku).Iyo yepasi 50% haigone kubatsirwa kubva mukuedza kweFed kusundira musika wemasheya kumusoro.Izvi zvakachengeterwa 10% yepamusoro:
Dzidziso ye "hupfumi hunoita" -kuita kuti vapfumi vapfume, vachivarega vachishandisa mari yakati wandei, iyo yekupedzisira vhezheni yekuderera kwehupfumi - yakagara iri hwaro hwepamutemo hweFederal Reserve's monetary policy uye yakaonekwa mune dzakawanda Federal Reserves. .Kusanganisira bepa raJanet Yellen paakanga ari sachigaro weSan Francisco Federal Reserve Bank.Muna 2010, Ben Bernanke, sachigaro weFederal Reserve, akatsanangura pfungwa iyi kuvanhu veAmerica muhurukuro muWashington Post.Muna Kurume 2020, Sachigaro weFederal Reserve Jerome Powell (Jerome Powell) akasarudza nekuchenjera kusashandisa izwi rekuti “hupfumi hunoita”, asi akaronga chirevo chake, achisimudza hupfumi kusvika padanho rinoshamisa, sewe The green line in. mufananidzo unoratidza chati yekutanga.
Huwandu hwevanhu veUnited States hwave huchikura kwemakore mazhinji.Maererano neCensus Bureau, kwaiva nemamiriyoni e126 emhuri muUnited States muchikamu chekutanga, kubva pamamiriyoni e105 emhuri muna 2000. Netsanangudzo, mapoka ose akakura mumakore makumi maviri aya.Saka hongu, nekufamba kwemakore, 1% yemhuri yakawedzera 210,000 dzimba, Hareruya.Asi pasi 50% -varombo-vakawedzera 10.5 miriyoni mhuri.
Mumwedzi gumi nemiviri inopera mukota yekutanga, hupfumi hwe1% hwemhuri hwakawedzera ne7,9 mamiriyoni emadhora.Pfuma yepasi 50% yakawedzera ne $ 10,600.Mukaha wehupfumi pakati pavo wawedzera neUS$7.9 bhiriyoni.
Mumakore 30 apfuura, upfumi gaka pakati 1% uye pasi 50% yakawedzera katanhatu, kubva mamiriyoni 5 US madhora paimba muna 1990 kusvika anenge mamiriyoni 33 US madhora zvino, chikamu chikuru chiri munguva yapfuura 12. mwedzi.Kutenda kune isinganeti marongero eFederal Reserve:
Izvi zvinokatyamadza asi zvinogamuchirwa zvakazara mhedzisiro yeFederal Reserve's monetary policy.Hapana anotombotenderwa kuzvibvunza.Inogamuchirwa nekuti 10% yepamusoro seizvi, kusanganisira nhengo dzeCongress, vanogona chaizvo kuita chimwe chinhu pamusoro pazvo, uye nokuti pasi 50% havazivi nezvazvo, uye havanzwisisi izvo Fed yakavaitira Chii, uye ari mushishi kupukunyuka hope dzakashata dzemukana uyu.
Kuda kuverenga WOLF STREET uye unoda kuitsigira?Shandisa ad blocker-Ini ndinonzwisisa zvizere nei-asi uchida kutsigira saiti?Unogona kupa.Ndinotenda.Dzvanya padoro uye ice tea kapu kuti udzidze maitiro:
“Uhu humbowo hwekuti mutambo uyu wakashandiswa.Kunyangwe ukashanda maawa makumi maviri nematanhatu pazuva uye uchingodya ramen nemvura chete, haugone kusvika pedyo nekuwedzera uku kwehupfumi hwako.
Iyo Fed yakabvisa kugona kwevanhu kuwana imwe mhando yekugadzikana kwemari nekuzviponesa… ichi chinowanzova danho rekutanga.Kuchengeta kuri kudzokera kumashure, kutanga muna 2009… Izvi zvinotoda!Kuchengeta kwapera.Mukana wekuve neimba yekutanga idiki kwazvo.Kuisa mari muzvitoro zvine mutengo wakanaka… Fed yakamiririra zvisizvo zvese zvavakabata…
Nhoroondo, mubereko panguva ino munhoroondo unofanirwa kunge uri pamusoro pe5%, nekuti chero hemi-brained investor kana saver anoziva kuti nekufamba kwenguva, anofanira kurova inflation yegore negore kuti atungamire zvechokwadi.Kana sangano rehurumende rinopandukira richibvumirwa kuisa mari yemubereko zviri pasi pasi peiyo inflation chaiyo, wedzera chidimbu che30% kuCPI yakashumwa kuti iswedere pedyo nenzvimbo iyi, uye marudzi akasiyana ekuchinja achaonekwa muhupfumi hweUS.musiyano.
Kana chero munhu ane nhoroondo yeakaunti anotarisa data uye machati ari pamusoro, iye anoona kushaya simba kweFederal Reserve data kubva pakutanga.Zvinonzi zvinhu zvakadai sezvivakwa uye masheya / mabhondi hazvina kuvharwa mumitengo, asi zvinosiyana zvakanyanya nekuderera nekuyerera kwemisika yavo.Ndagara ndichitaura kuti kana tichifunga nezve mambure, midziyo inosiyana inoda kutemwa kuratidza kugona kwavo kuenda kumaodzanyemba nekuchamhembe.
Saizvozvo, mota, midziyo yemagetsi, uye nharembozha zviri kudzikira midziyo, iyo inogona chete kutengwa pamutengo wemusika wazvino kwete mutengo.
Ah, asi kudivi rechikwereti chemambure akakosha equation, musanganiswa wemondi, chikwereti chemotokari, chikwereti chemunhu, chikwereti chemudzidzi, uye chikwereti chekadhi rechikwereti imari yakati.Izvo hazvizoendi, kanganwa musika wenzombe upenzi hweizvi zvisiri pamutemo muripo wekumiswa kwechikwereti uchangobva kuitika, apo chikamu cheasset cheequation chinodzokera kunhoroondo yayo yeavhareji mutengo wekukoshesa mwero (kuburikidza nemusika webheya kana, nekuda kweiyo nyaya, kuparara).
Bubble rinogara richiputika.Kana benzi rekupedzisira rikapfura bhora raro muPowell Casino, vamwe vatambi vanotanga kudzvanya bhatani rekuti "tengesa" uye nenzira yekufananidzira vachimhanya vakananga kunobuda.Bitcoin uye mamwe Crypto-Cruds mienzaniso yakakwana yekuneta kubva pakutenga nemitengo yakakwira.
Chero ani ane madhora gumi anogona kutenga stock komisheni mahara.Kunyangwe ne8% kana 10% yemuhoro wepagore, vatengesi veblue-collar havagone kuenderana neinflation.Kune 50% yevanhu vasina midziyo, inflation yakasiyana.Kana iwe uchitamba pasi kuenzana mumusika uyu wesimba rinowanikwazve, saka uri kuita zvakanaka uri wega.Renewable simba richiri pfuma chaiyo mhedzisiro yeruzhinji, izvo zvakanaka.Fed iri kushambadza capitalism kuitira kuti United States irambe ichibvisa matarenda epasi rose.Kana tikasarega matarenda ekuChina achipera izvozvi, pave nedambudziko.Tevere tine hondo diki, uye wobva waziva kuti ese akanakisa masayendisiti echiChinese ari murabhoritari yedu.Panguva imwecheteyo, vapfumi veparanoid vari kuenda kuNew Zealand kana Singapore, kwavanonyora tsamba dzine chepfu kumhuri dzavo.Vane chokwadi chekuti United States ichava Scandinavia.Kana wangopfuma muUnited States, hapana achakunetsa.Havana kumboona kuti gonhi rinotenderera rinongoenda nenzira imwe chete, asi vanoziva kuti kuda nyika kunoshandira varombo.Ipapo, varombo vanozunungusa zvinhu nguva nenguva.
Astor, Vanderbilt, Morgan, Rockefeller, Carnegie, Frick, Fisk, Cook, Duke, Hearst, Mellon, kutaura vashoma.
Nguva chete yandinofunga nezvevakapfuma vachiisa nyika pamusoro pezvido zvavo inguva yekuvambwa.Washington, Jefferson, Madison, Hancock, Adams, Franklin, etc. vese vakapfuma vanoisa hupenyu hwavo nehupfumi panjodzi.
Hazvina kutora nguva refu.Iyo new republic inoda mari.Zvinoda vanoisa mari kuti vatenge mabhondi ayo.Nekuda kwekuedza kwaHamilton, indasitiri yezvemari yeUS yakatambirwa nevanoita mari kunze kwenyika.Asi zvinoshamisa, zvinoshamisa, zvinoshamisa, sezvaiwanzotaurwa naGomelpel mukuru, vanhu vanotanga kuuya kumusika, vanhu vane hupfumi hunokosha vanowana zvinhu, kunyanya kuNortheast.Kune rusaruro rukuru, uye rusaruro rwakanangidzirwa kumakoroni akapfuma.Zvinoita kuti utsigire Aaron Burr.
Sekuziva kwangu, hapana wedzinza remhuri dzawataura ari mabhirioni.Iwe hauzowana chero DuPont kana Ford pane iyo Forbes 400 runyorwa.Muchokwadi, vazhinji vevanhu vakapfuma munyika nhasi vane yakajairwa yepakati-yepakati kumashure, asi ivo vanoshandisa mikana iripo.Vamwe varombo chaizvo.Mumwe wevandaidzidza navo kuchikoro chebhizimisi aipfeka yunifomu dzechiuto munenge mukirasi imwe neimwe.Akasiya basa aine pfuma yemazana emamiriyoni emadhora.
Tine vatungamiriri vanobva kumhuri dzakasarudzika vanoisa nyika pamberi panguva yeHondo Yenyika II.Tarisa iyi nhengo yemhuri yeRoosevelt:
https://www.historynet.com/teddy-roosevelt-jr-the-officer-who-stormed-normandy-with-nothing-but-a-cane-and-a-pistol.htm
Ungafungidzira here chero ani zvake mu *chero mhuri* yevekambani yedu kana vezvematongerwo enyika vachimhara muNormandy?
Hancock haasi kuseri kweBoston Tea Chiitiko, nekuti iyi yekutumira ichakwikwidza netii yake?
Kunze kwemaonero ako, nei pasina chifananidzo chaThomas Paine?Pashure pokunge apwisa varombo kuti zvinhu zvaizova zvakasiyana uye akavakurudzira kurwa, kutambura uye kufa nokuda kwomusiyano, nei zita rake rakava tsvina?
Isu takanga tisina "revolution", takangochinja manejimendi.Ini ndinofungidzira zvakanyanya kuti Hancock anopedza yakawanda yenguva yake achinwa tii, uye vamwe vakapfuma vakadaro.Tsvaka mikana yehumwe hupfumi, sekutsanangura kwaAnon 1970… mazana emamiriyoni, eh?Ndinofunga kuti ichi hachisi chinyorwa chekurasa zvisina maturo izvi.
Ndinovimba kuti ndinogona kuwana zvaunotaura nezve "masangano ehurumende akasarudzwa".Zvakanaka chaizvo uye zvinoenderana.
Kusaziva uye kwepamusoro sei!Nhoroondo (uye nhoroondo yenhoroondo, ndinogona kuwedzera…) ingori imwe yedzidziso dzakawanda dzatinodzidza mukuyedza kutsvaga matambudziko mazhinji / matambudziko / zvakavanzika muhupenyu, kusanganisira pfungwa yakajairika ye "vanhu" (Kunyangwe ini ndichipokana kana paine kirasi mukati…zvakanyanya kujeka).Tsika dzinotendwa/tsika/tsika kana yedu yepakutanga biology?"Dambudziko rekuzvarwa / rekurera" rinogara richidziviswa!Zvinosuruvarisa, vamwe vanhu havagoni kugamuchira zvisingazivikanwe mupfungwa uye kutevera mazano ezvokudya zvevamwe vanhu, kana kuti vanodzidziswa kare vasati vataura muupenyu hwavo.
Mutsara uyu unenge uchireva kuti une nzvimbo muchimiro quo, pecking order, Wolf's chart, nezvimwewo, asi...
MaGiriki ekare (kunobva kwaakawanda e “pfungwa” dzedu) aigara achikakavadzana “chii chinonzi hupenyu hwakanaka”.Havatendi kuti chero “rudzi rwevanhu” rwakagadziriswa.Nei tichifanira kuita izvi?
Ndiise muNOTI koramu uye vanhu pazasi, kunyangwe ini ndisina kushata sevanhu vazhinji.Inofanirwa kubatwa nayo, sekushanduka kwemamiriro ekunze uye tsananguro yedu yazvino ye "hupenyu hwakanaka".
Ndiri kufunga zano rebarbell - forogo refu uye mhino kune rumwe rutivi;maketani nechingwa chichena pane imwe.Iwe hauzive nzira yatichaenda nayo, asi tinoziva kuti ichave yakanyanyisa.
Pachine dambudziko, nharembozha dzakanyorwa semidziyo uye dzinoonekwa sechikamu chehupfumi hwemunhu.Inharembozha
Nguva yekutumira: Jul-16-2021